Friday, 16 September 2011

Tips For Buying Car Insurance Online

The internet has made shopping around for car insurance easier and far more convenient than ever before – it saves time and you don’t even have to leave your home or office to get the information you need. It works just the same as if you were looking to get a car service in Sydney – shop around until you find what suits you best in terms of price and inclusions. Here’s a guide as to the best way to navigate around the internet when searching for a policy online.

Get As Many Car Insurance Quotes As Possible


A simple Google search for car insurance quotes is going to be a pretty good starting point. It will list a wide range of companies and you can then click on the links to your heart’s content – the more car insurance quotes you get, the increased chance of getting the best deal. Websites offer a quick quote service so you will need to have some information ready, including make and model of vehicle, year of manufacturer, and ages of drivers.

Make Sure You Understand What Is Included

Once you have entered all of the required information, you will be presented with a quote. It’s important that you use this as a starting point for deciding on your preferred policy. Cheapest isn’t necessarily going to be best, so read the policy and see what features it includes and if it covers exactly what you require. Think of it like getting a car service in Melbourne – you would want a written report on the work that is done, so you would want in writing what the policy includes. It’s also important to be honest when answering questions, such as the last time you made a claim, because it will have an effect on the premiums.

Look Closely At Each Company

While getting a quote online, have a look at what else each company has to offer on their website. They could have general insurance and motoring advice, information about themselves and links to other websites. It will help give you a good feel for who they are and what they offer, which will help you make an informed decision. Website security is excellent these days and companies are well aware of privacy issues consumers have, so be sure that your information will be treated in confidence.

Seek More Information 

Don’t be afraid to fill in an online form, send an email or call a customer service number if you need more information. The website should have at least one of these, if not all. Don’t jump in to a policy without fully understanding every part of it. If you can’t find out what you need on the website, speak to someone.

Once You Have Decided

When the time comes to actually purchasing a policy, you can do it several ways. The most important thing first is to get a copy of the quote in writing. If you are doing it online, the company should be able to send you an email. Review the information again before committing to purchasing the product. Quite often you can opt to save your quote online and go back to it when you are ready to purchase the policy. Follow the prompts online to organise the policy and payment (make sure it is a secure site by looking for the secure symbol or the web page starting with https://), or alternatively you can call the customer service line to finalise details.

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